Better Health for Students. Your All New 2026-2027 Greenshield Coverage.

General Information

UTSC undergraduate students, who are enrolled in a minimum of 3 full courses in either the Fall or Winter session and have been assessed their sessional Scarborough Campus Students Union(SCSU) fees, are automatically enrolled in the SCSU Extended Health & Dental Plan. Co-op Work Term Students make sure you only opt-in for the time you go on your work term and are taking 0 classes at the time. If you are taking classes during a semester, you will be assessed for that semester either by SCSU standards (Full-time course load) or APUS standards (Part-time course load).

The SCSU Health & Dental Plan was designed to provide full-time undergraduate students at UTSC with extended coverage for medical and dental services, including but not limited to expenses not covered by basic provincial health coverage such as prescription drugs, dental visits and eye exams.

To determine whether you have been assessed sessional SCSU society fees (Ex. “SCSU Health FT / SCSU Dental”) FT as part of your overall compulsory non-academic fees, check your Financial Account on Acorn

For more details on opt-outs and opt-ins, please continue to scroll down to the corresponding section.

Visit ACORN
2026-2027 Greenshield Plan Overview

About the Blackout Period

The Blackout Period:
A blackout period primarily applies to all incoming students who were not registered under the SCSU health and dental plans in the previous academic year. However, in some cases, upper-year students also experience blackout periods if they deferred/paid their fees late.

During this period, you will not be able to access your benefit coverage and submit claims. Any health and dental services received during the blackout period can be resubmitted for claim reimbursement after the blackout period, as long as you remain a full-time student at UTSC. The blackout period ends shortly after the UTSC Registrars’ confirms your academic enrollment.

Fall Blackout Period(This affects incoming Fall students): September 1st to November 15th (Dates can vary)
Winter Blackout Period (This affects incoming Winter students): January 1st to March 31st (Dates can vary)

  • Student Benefits Portal Guidelines

    • Returning students only need to register for an Student Benefits account and complete the opt-out application.

      • If you are unable to log in right away, do not worry! Students’ information is still being uploaded into the system everyday so if you can’t register now, try again in a couple of days (between 48-72 hours typically). The system will send you an email to ensure you are notified when your account is ready for creation.

    • New students who have registered and paid/deferred fees late, will receive the Welcome email later in September. If you do not receive a Welcome email after September 26th, 2026, please reach out to services@utmsu.ca for more assistance.

      • Please refer to the Student Benefits Portal Guide EN for step-by-step instructions on how to Register and opt-out.

    Please note that the Ontario Health Insurance Plan (OHIP) and the Canadian Dental Care Plan (CDCP) do not qualify as a comparable health and dental plan. No exceptions will be granted if an opt-out application is not submitted to the UTMSU opt-out portal within this period.

    Students with rejected opt-out applications will remain enrolled in their student plans and will continue to have access to benefits for the benefit year. They will not receive an email stating their opt-out application has been rejected. Please email health@scsu.ca for further assistance.

  • The Scarborough Campus Students’ Union full time students benefits plans are supplemental coverage to basic Medicare, providing coverage for medical expenses not covered by provincial Medicare, such as prescription drugs, dental care, vision and travel. The benefits provided to full time students can be extended to dependents such as a spouse(including same sex or common law partner and/or children, All dependent children must be under the age of 21, unless in a post-secondary school in full time studies then up to age 25.

    You may opt-in if you reach any of the given eligibility:

    A) You are an undergraduate student registered with AccessAbility services as full-time, but only take 1-2 classes a semester.

    B) You are a current full-time undergraduate student who would like to opt-in additional dependants to the plan.

    C) You are a co-op work-term student taking 0 classes during your co-op work-term.

    D) You have previously opt-ed out of the plan but have experienced a Loss of Coverage from your alternate insurer. This form must be submitted 30 days within your Loss of Coverage.

  • Your Short Code for registering your account is: "UOT”

    If you are experiencing technical difficulties with the portal, please email studentfirst@prosumbenefits.ca

    Opting-Out:
    UTSC undergraduate students who have alternative comparable Extended Health and Dental Coverage have the option to opt-out on a yearly basis of the SCSU Extended Health and Dental. The Student must provide proof of comparable coverage for both health and dental plan in one application to opt-out of the SCSU Extended Health & Dental. The Opt-out application must be completed on the correct website and within the student’s first eligible opt-out period in order for the application to be reviewed. If you opt-ed out in the Fall, you do not have to do this again in the Winter semester. Opt-ing out in the Winter is for Students incoming in the Winter semester ONLY.

    You can apply to opt-out once per academic year in the session in which you are first eligible. Opt-outs do not carry over year-over-year, or student union over student union (i.e. If you were part-time in the Fall and you become full-time in the Winter, please fill out the form during the Winter opt-out period as your student union has now switched). There are no extensions to opt-out deadlines.

    Opt-out applications must be submitted annually during the appropriate opt-out period. The deadlines are as follow:

    • Students enrolled from September to April: September 1 – September 30

      • Students that are enrolled for both the Fall and Winter semester, who choose to opt-out of the health and dental plans must do so between September 1 and September 30. This opt-out request will apply for both your Fall and Winter semesters. No exceptions will be granted if an opt-out application is not submitted to the UTSC opt-out portal within this period. Students must provide proof of comparable health and dental plan coverage with the opt-out application.

    • Students enrolled from January to April: January 1 – January 30 

      • Students that are ONLY enrolled in the Winter semester (not enrolled in the previous Fall term), who choose to opt-out of the health and dental plans must do so between January 1 and January 31. No exceptions will be granted if an opt-out application is not submitted to the UTSC opt-out portal within this period. Students must provide proof of comparable health & dental plan coverage with the opt-out application

      • Disclaimer: The January opt-out is ONLY for those students who begin their studies in January. Do not submit a January opt-out if you were a student in the Fall semester. Your application will not be approved.

Opt-In Form
Student Portal Usage Guide
Opt-Out Form

Health & Dental Coverage FAQs

  • Click here to view the instructions on how to register a GSC Everywhere account. If you are affected by the Blackout Period, you will not be able to create an account just yet and as a result you must wait until the period has passed.

  • At the very top of this page, there is a detailed PDF linked to explain what processes are covered by your Extended Health and Dental plan. Alternatively, you can log on to Greenshield’s website and view your dashboard for what is covered and what is not covered. This allows you to also simulate your claim so you know what you’re getting into before you actually schedule and attend your appointment.

  • To access plan benefits, you must use your insurance policy ID number by providing it to medical professionals directly or when submitting claims to Green Shield Canada, our insurance provider. This number is SCU(9 or 10 digit student number)-00. For example, if your student number was 123456789, your insurance policy number is SCU123456789-00. Click here to watch a video on how to submit a claim.

  • Fall Coverage Dates: September 1st - December 31st

    Winter Coverage Dates: January 1st - August 31st.

    Remember that the Summer semester isn’t assessed in your fees so your student status does not affect the coverage dates. Always refer to your status in the Winter semester for reference on when you’re covered in the Summer semester.

  • After the opt-out period concludes, applicants receive a confirmation number from Greenshield and are reviewed. Please ensure to check your inbox consistently during the opt-out period time as Greenshield will sometimes request for additional information regarding your opt-out. Successful applicants will be contacted at the end of each semester via e-mail from the SCSU once the reimbursement is available.

    If you have opt-ed out already and lose the coverage that you were covered with outside of the SCSU Extended Health program, please email the Internal Coordinator with a letter/proof of loss of coverage within 30 days. This is needed in order to reinstate you to the SCSU Extended Health and Dental Insurance. Any requests that surpass the 30-day limit cannot be reinstated.

  • If you have missed claiming your reimbursement during the reimbursement period, you must wait until the next available reimbursement period and you will be able to collect the missing payment on top of the newly issued one. This is only valid for the school year you had missed the payment on.

    For example, if you missed claiming Fall 2023's payment, your next and last chance will be Winter 2024s. You cannot claim missed years before this point.

  • If you are having any trouble with using the Greenshield Canada’s website, please contact them through their means of communication. Visit https://www.greenshield.ca/en-ca/about/contact-us for more details.

    You can also reach their customer service line by dialing 1-888-525-7587 from Monday to Friday, 8:30am EST to 8:30pm EST.

  • Please note that SCSU’s Extended Health and Dental coverage is NOT a substitute for OHIP and UHIP, it is a supplementary plan that is treated like an add-on. Through the extended health and dental you will be able to address common health needs such as Eye Care and Dental Work. If you have any questions in regards to UHIP, Click here.